How to File Bankruptcy in the Southern District of Texas

Houston, TX -- Filing guide, court information, fees, and local resources. 30,412 cases in our database.

Court Overview

30,412
Cases in Database
$338
Chapter 7 Fee
$313
Chapter 13 Fee
$1,738
Chapter 11 Fee

The Southern District of Texas bankruptcy court serves Houston, TX and surrounding areas.

Court website: www.txs.uscourts.gov

How to File

  1. Complete credit counseling. Take an approved course within 180 days before filing. Provider list at justice.gov.
  2. Choose your chapter. Chapter 7 (liquidation), Chapter 13 (repayment), or Subchapter V (small business).
  3. Complete official forms. Download from uscourts.gov. Required: Petition, Schedules A/B-J, SOFA, means test.
  4. File electronically or in person. Attorneys use CM/ECF. Pro se filers may file in person.
  5. Pay the filing fee. Ch.7: $338. Ch.13: $313. Fee waivers for Ch.7 below 150% poverty. Installments available.
  6. Attend 341 Meeting of Creditors. Scheduled 20-40 days after filing. Telephone/video often available.
  7. Complete financial management course. Required before discharge.
  8. Receive discharge. Ch.7: 60-90 days after 341. Ch.13: after completing 3-5 year plan.

Filing Fees

ChapterFeeWaiverInstallments
Chapter 7$338AvailableUp to 4
Chapter 13$313NoUp to 4
Chapter 11$1,738NoUp to 4
Chapter 12$278NoUp to 4

Local Rules and Resources

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