Income Documents
Last 6 months of pay stubs or proof of income. Last 2 years of federal and state tax returns. Social Security award letters or pension statements. Unemployment benefit records. Self-employment profit and loss statements. Any other source of income documentation.
Debt Documents
Most recent statements for all credit cards. Medical bills with account numbers and balances. Personal loan statements. Student loan statements. Tax notices from IRS or state tax authority. Any court judgments, garnishment orders, or collection letters.
Asset Documents
Property deeds and mortgage statements. Vehicle titles and loan statements. Bank account statements (all accounts, last 6 months). Investment account statements (401k, IRA, brokerage). Life insurance policies with cash value. Business ownership documents.
Other Required Items
Government-issued photo ID. Social Security card or proof of SSN. Credit counseling certificate (must complete before filing). List of all creditors with addresses. List of all monthly expenses. Any prenuptial or postnuptial agreements.
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Filing Guide